Winter storms are on the horizon. While you can’t prevent storms, there are things you can do to prep and protect your home from damages.
Insurance Check
Average insurance claims from storm damage can range anywhere from $3,000-8,000.
It is imperative that you know your homeowner’s insurance policy. Some types of damage from hail, wind, or flooding may not be covered and may require additional coverage. Be sure you know what is and is not covered.
After storms inspect your property promptly, and file claims right away.
Inside Checks
Check sealings or caulking around windows and doors. Water can easily make its way indoors through these types of cracks and crevices, causing water damage.
Before the onset of a storm be sure all doors and shutters are closed. Close all blinds and curtains for added protection.
Tall, heavy furniture should be anchored to walls for added security. Furniture may need to be moved away from doors and windows before a storm hits.
Be sure you know how to locate your utilities in case of emergency. Know where all shut-off valves are located and how to turn them off. This includes water, gas, and electricity.
Unplug electronics before a storm. This helps avoid damage to your devices from electrical surges.
Outside Checks
Gutters should be cleared of all dirt, leaves, and other debris. Clogged gutters cause water pooling which can lead to roof and home damage. Gutters should also be secured to the home and not hanging loosely.
Remove dead, diseased, or hollow trees. Strong winds and rain can make unhealthy trees vulnerable to breaking and falling, causing damages. For safety, call in a tree expert if needed for help. Healthy trees and shrubs should be trimmed back.
Check around your home’s foundation for signs of cracks or gaps and make repairs. Water can quickly seep into these types of entry points if not taken care of.
All outdoor furniture should be stored away securely. During high winds tables and chairs can become dangerous and destructive.
Consider having tools for cleanup ready and accessible.
Roof Inspections should be done every fall and repairs and replacements should be made where needed to avoid leaks. Hail-resistant asphalt shingles can be installed for those that live in places where hail is a frequent problem.
Emergency Planning
Have ready all phone numbers and contacts for your insurance company. You’ll want quick and easy access to this information if there are damages to your home.
Have a plan in place that will keep your family safe during a storm. Know where you will shelter in your home. Practice with your family so that all members know the plan.
Be informed and watchful about the weather by tuning in to local radio, tv, or alerts on your phone. Know your communities weather emergency plans and pay attention to any communications especially weather watches, advisories, & conditions. Listen and obey all warnings. They can be found at www.weather.gov
Planning ahead for storms is one of the best ways to prevent damage. Storms can quickly and unexpectedly bring danger and destruction so being ready can make all the difference.
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